Press Brake Financing: New and Used, One-Page Application

Press brake financing for fabrication shops

MC Equipment Finance arranges simple interest loans, Equipment Finance Agreements, and leases for new and used press brakes, from small hydraulic brakes to large CNC electric machines. Deals from $5,000 to $1,000,000 can be done with a one-page credit application, terms run 12 to 84 months, and credit decisions typically take 24 to 48 hours. You get a specific quote up front, and we place your deal with the lender that best fits your machine, credit, and structure.

Press brake financing options

Simple interest loan. 24 to 84 months. You own the brake from day one. Simple interest lenders finance CNC machines, press brakes, and CMMs.
Equipment Finance Agreement (EFA). Works like a loan, 12 to 84 months.
Capital lease. Built for you to keep the brake at the end.
True or operating lease. Lower payments and the option to return or upgrade at the end.
Rental. 12 to 24 months, for a shorter stretch of work.
Sale-leaseback. Bought the brake with cash? Turn it back into working capital. The brake must have been purchased within the last 90 days.

New or used press brakes

We finance both. If it is used, lenders will want to know what they are lending against: make, model, year, tonnage, bed length, and who is selling it. A well-known machine in good shape is the easiest deal to get done.

Waiting on a new machine?

If the builder wants a deposit before the brake ships, progress payments can go to the vendor. You pay interest only on those payments until the loan commences.

Growing a fabrication business?

A press brake is often the machine that lets a shop bring bending in-house instead of sending it out. Startups are considered, with more information than the one-page application. Call Matt at 484-788-2554 to talk through what the lenders will want to see.

Frequently asked questions

How does press brake financing work?

Get a quote from the seller and call us for a financing quote up front. Then fill out our one-page credit application, and we place it with the lender that fits your deal. Credit decisions typically take 24 to 48 hours. After you sign with DocuSign, the lender pays the seller and you make monthly payments.

Who are the lenders for press brake financing?

We are a broker, not a lender. MC Equipment Finance works directly with large and small national banks and private lenders across the United States. We know which of them finance press brakes well, and we place your deal with the one that fits, instead of sending your application everywhere.

Can I finance a used press brake?

Yes. We finance new and used press brakes. For application-only deals, lenders look for standard, good-quality equipment. Have the make, model, year, tonnage, and bed length ready, along with the seller's details.

Can you finance tooling and installation with the press brake?

Usually, yes, within limits. Put tooling, rigging, and installation on the quote. Most lenders are fine with 10% to 15% in soft costs, and some will go higher. We will tell you up front what fits.