Fabrication Equipment Financing: Lasers, Waterjets, Press Brakes

Fabrication equipment financing

MC Equipment Finance arranges Equipment Finance Agreements, leases, and rentals for new and used fabrication equipment: fiber lasers, plasma tables, waterjets, punching systems, and press brakes. Simple interest loans are available on press brakes. You get a specific quote up front, deals from $5,000 to $1,000,000 can be done with a one-page credit application, and credit decisions typically take 24 to 48 hours.

Fabrication equipment financing options

Equipment Finance Agreement (EFA). Works like a loan, 12 to 84 months. You own it at the end.
Capital lease. Built for you to keep the machine at the end of the term.
True or operating lease. Lower payments, with the option to return or upgrade. Good for laser technology that changes fast.
Simple interest loan (press brakes). 24 to 84 months. See press brake financing.
Rental. 12 to 24 months for shorter jobs.
Sale-leaseback. Bought a machine with cash? Get the cash back. It must have been purchased within the last 90 days.

Financing by brand

Long lead times

New lasers and waterjets often have lead times, and builders want deposits. Progress payments can go straight to the vendor. You pay interest only on the progress payments until the loan commences.

The right lender, not every lender

MC Equipment Finance works directly with large and small national banks and private lenders across the United States. We know which of them understand fabrication equipment, and we place your deal with the one that fits, instead of sending your application everywhere. You're not a number or a deal. We want to be your go-to from your first machine to your 20th.

Frequently asked questions

How do I finance a fiber laser or waterjet?

Get a quote from the seller and call us. We research your business and give you a specific financing quote up front. Then you fill out the one-page application, we place it with the lender that fits, and credit decisions typically take 24 to 48 hours.

Can I get a simple interest loan on fabrication equipment?

On press brakes, yes, with terms from 24 to 84 months. Lasers, plasma tables, waterjets, and punching systems are financed with EFAs and leases, with terms from 12 to 84 months.

Can I finance installation, chillers, and tooling with the machine?

Usually, yes, within limits. Most lenders are fine with 10% to 15% in soft costs like installation, rigging, and tooling, and some will go higher. Put everything on the quote and we will tell you up front what fits.

Can I finance used fabrication equipment?

Yes. For application-only deals, lenders look for standard, good-quality equipment. Have the make, model, year, and the seller's details ready.