Forklift Financing: New and Used Forklifts, Quotes Up Front

Forklift financing

MC Equipment Finance arranges Equipment Finance Agreements, leases, and rentals for new and used forklifts and material handling equipment. You get a specific quote up front, deals from $5,000 to $1,000,000 can be done with a one-page credit application, and credit decisions typically take 24 to 48 hours. We finance businesses anywhere in the USA.

Forklift financing options

Equipment Finance Agreement (EFA). Works like a loan, 12 to 84 months. You own the truck at the end.
Capital lease. Built for you to keep the forklift at the end of the term.
True or operating lease. Lower payments, with the option to return or upgrade.
Rental. 12 to 24 months for seasonal or short-term needs.
Sale-leaseback. Bought a forklift with cash? Get the cash back. It must have been purchased within the last 90 days.

Financing by brand

Simple and quick

Send us the dealer's quote. We research your business and give you a specific financing quote up front, before any application. Then one page, a credit decision typically in 24 to 48 hours, and documents signed with DocuSign. Questions? Call Matt at 484-788-2554.

Frequently asked questions

Can I finance a used forklift?

Yes. We finance new and used forklifts. For application-only deals, lenders look for standard, good-quality equipment, so a well-known make in good working order is the easiest to finance.

Should I lease or buy a forklift?

If you will run the truck for years, an EFA lets you own it at the end. If you want lower payments or plan to swap trucks as your needs change, a lease may fit better. For a seasonal or short-term need, a 12 to 24 month rental can work. We can show you the options side by side.

Can I finance more than one forklift at a time?

Yes. One application can cover more than one truck. For larger fleets, several lenders can be used at the same time, depending on the equipment and your credit strength.

Can I get forklift financing with challenged credit?

It's possible. We know which of our lenders work with challenged credit, and we place your deal with the one that fits. We will tell you straight if a deal is not a fit.